Cigna Dentist – Astoria, NY

If you have a Cigna dental insurance plan, then you can save more money on caring for your oral health by visiting a dentist who’s in-network. ED Family Dental is your Cigna dentist in Astoria! Your benefits entitle you to receive the most coverage offered by your plan when you visit our office for dental treatment. Being an in-network dentist also means that our team is very familiar with Cigna plans and can help you determine the extent of your coverage. Just get in touch a few days before your appointment, and we can tell you what to expect!

Cigna Coverage Availability & Fees

Ultimately, your Cigna coverage availability and fees will depend on your treatment, your unique dental insurance plan, and other factors like the status of your deductible and annual maximum. Here’s a brief overview of how these factors can impact your costs:

• Treatment Type – Most Cigna plans cover 100% of the expenses associated with two checkups and cleanings per year, and between 50% to 80% for other dental services.
• Unique Plan – Cigna has many different unique dental insurance plans available, so monthly premiums and coinsurance amounts can vary.
• Deductible – If you’ve “hit” your annual deductible, your dental insurance coverage for major and minor benefits will “kick in,” and any relevant coinsurance percentages will start applying to your treatments.
• Coinsurance – A coinsurance amount might look something like “80/20,” which would mean that after meeting your deductible, Cigna will pay 80% of your costs for a given treatment, and you’ll pay for the remaining 20%.
• Annual Maximum – If you “go over” your annual maximum, you’ll be responsible for 100% of your treatment costs until your benefits refresh on January 01 of the following year.

Meet Marsela and Ashley

Dental insurance can be confusing, even if you’ve been using it for years. Fortunately, you’re not alone in navigating the details of your plan. Our dental insurance experts, Marsela and Ashley, can review your Cigna benefits and make sure you’re receiving as much coverage as possible. Leave it to them, and they’ll help you take full advantage of your dental insurance!